Information for Debtors

Getting Started

Bankruptcy Basics

Filing for Bankruptcy without an attorney

Personal Bankruptcy: Is It Right For You? (ENGLISH)

Personal Bankruptcy: Is It Right For You? (SPANISH)

Bankruptcy: Understanding Reaffirmation Agreements

Filing Requirements and Instructions

 

ATTENTION: PRO SE DEBTORS AND OTHER UNREPRESENTED PARTIES

During the course of a bankruptcy case or proceeding, bankruptcy court notices are mailed by the Bankruptcy Noticing Center (BNC) on behalf of the court. The BNC, which is operated by a private contractor, provides notice production and mailing services for the court, but THE BNC IS NOT THE COURT.

DO NOT SEND DOCUMENTS TO THE BNC

Documents related to a bankruptcy case or proceeding should be sent directly to the court.

 

Fees and Rates

Filing Fees

Court Transcription Rates

Transcripts

Obtaining Transcripts

Forms

Official Bankruptcy Forms (Parts I and II)

Part I - Official Bankruptcy Forms must be used to file and take action in bankruptcy cases.

Part II - Director's Procedural Forms also may be necessary for use during the course of some bankruptcy proceedings.

Local Bankruptcy Forms

Chapter 13 Forms

Credit Counseling Forms

Cover Sheet for Direct Appeal of a Bankruptcy Court Decision

Loss Mitigation

Credit Couseling and Debtor Education

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 requires that individuals who plan to file for bankruptcy protection must receive credit counseling from a government approved organization within six months before they file.  Individuals must also complete a debtor education course to have their debts discharged. The Department of Justice's U.S. Trustee Program approves organizations who can provide the mandatory credit counseling and debtor education.

U.S. Trustee's Credit Counseling and Debtor Education Program

A List of Approved Credit Counseling Agencies Pursuant to 11 U.S.C. § 111.

A List of Approved Providers of Personal Financial Management Instructional Courses (Debtor Education) Pursuant to 11 U.S.C. § 111.

Frequently Asked Questions (FAQs) – Credit Counseling

Frequently Asked Questions (FAQs) – Debtor Education

A contact page for complaints or concerns related to approved Credit Counseling Agencies or Debtor Education Providers.

Means Testing

Information on Means Testing (Chapter 7).

Census Bureau, IRS Data and Expense Multipliers

Poverty guidelines